With our new “Wealth 360” feature of Citi Mobile® App — a first-in-Hong Kong one-stop wealth management function, you can view all of your personal finances in just one App. It serves as your personal financial advisor by tracking and evaluating your account spending, and endeavoring to help you manage your expenses with personalized financial insight.
What’s more, you can track your carbon footprint with “Wealth 360” in pursuit of a greener spending.
Brand New Function
First-in-Hong Kong
First-in-Hong Kong
A quick summary of your personal finances
Get an overview of your monthly cash flow, individual expenses and spending habits instantly
Seamless access to inter-bank account status
Enabled by IADS, you can link your personal accounts from different banks and consolidate your deposit and transaction information to have a holistic view of your financial heath for easier financial management
A useful guide to your financial planning for future
Get personalized tips for setting financial goals and budgeting
A step towards a sustainable lifestyle
Track your carbon footprint effortlessly in pursuit of a greener spending4 key features of “Wealth 360”
Personal Financial Management
With a clear and systematic record of your monthly cash flow, individual expenses and spending categories, you can take full control of your financial status more easily and build your budget plan more precisely. It is also available for Citi NextGen Account holders!
Inter-bank Account Overview
Enabled by IADS, you can view the balances of both of your Citi and other bank accounts easily with just one app and stay on top of your personal financial status effortlessly.
Personalized Financial Insights
We will evaluate your spending habits and financial goals so as to provide you personalized insights on our banking services.
Carbon Footprint Tracking
By recording your monthly spending habits, you can track your carbon footprint and contribute to a greener environment.
Want to link your accounts from other banks to the Citi Mobile® App?
Manage your finances seamlessly in just a few simple steps!
Manage your finances seamlessly in just a few simple steps!
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1
After logging in to Citi Mobile® App, tap “Link Your Other Bank Account(s) Here” on the main page
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2
Choose the bank you wish to integrate your account information with, then tap “Select”
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3
After reading the Terms & Conditions, tap “Next” to consent to share your account data from the selected bank
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4
Tap “Confirm” to be redirected to the selected bank for further setting
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5
After the setting in the selected bank and being redirected back to Citi Mobile® App, tap “Done” to complete the setting with us
Haven't downloaded the Citi Mobile® App yet?
Download now for an elevated financial management experience!
Download now for an elevated financial management experience!
Download and Log in to the Citi Mobile® App
Frequently Asked Questions
Personal Financial Management
How can I efficiently manage my monthly cash flow using the Wealth 360?
The app offers detailed records of your monthly income and expenditures, helping you understand your financial situation better and plan your budget accurately. This feature is also available for Citi NextGen Account holders.
Can I categorize my expenses for better budget planning within the Wealth 360?
Yes, you can categorize your expenses into various spending categories, giving you a clearer picture of where your money goes and aiding in precise budget planning.
Inter-bank Account Overview
How can Wealth 360 assist me in managing accounts from different banks?
By linking your external bank accounts to Wealth 360, you can conveniently monitor the balances of all your accounts, both Citi and others, in a single dashboard, ensuring you remain informed about your financial status.
What procedures do I need to undergo in order to integrate all my banking information?
You will need to enroll in the IADS (Inter-bank Account Data Sharing) scheme and provide consent to share your banking information with other banks. Once these steps are completed, we can generate a comprehensive dashboard to facilitate your financial management.
Which account records can be consolidated in Wealth 360? Information from which banks are currently integrated with Wealth 360?
Transactions from your current and savings accounts (CASA) and cheque accounts, including FX accounts, will be consolidated into Wealth 360 upon your enrollment in IADS. In the first phase, we integrate your banking information from Standard Chartered Bank, with additional banks to be included in future phases.
Personalized Financial Insights
How does the Wealth 360 tailor financial insights to my needs?
Wealth 360 analyzes your spending behaviors and financial objectives to deliver customized insights, helping you make better financial decisions and optimize your banking experience.
What kind of tailored insights can I receive from Wealth 360?
You will receive customized advice based on your spending patterns and financial goals, offering insights that may help you save, invest, and manage your finances more effectively.
Carbon Footprint Tracking
What is carbon footprint?
Your “carbon footprint” is a technical solution calculating the effects of financial transactions for one of the key global environmental challenges: climate change in terms of grams of carbon dioxide equivalents, CO2e.
What is the purpose of calculating my “Carbon Footprint”?
The purpose is to increase awareness of the impact individual consumption has on the climate and empower people all over the world to live sustainable lifestyles, by connecting financial transactions to associated emissions. Your “Carbon Footprint” is a screening tool for emission hot spots. It is not only individuals responsibility to address climate change. Businesses, governments and individuals need to work together. Nevertheless, collective action is a powerful force of change.
Disclaimer
Android and Google Play are trademarks of Google Inc.
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.
The screens and information displayed are for illustration purpose only. Please refer to the Citi Mobile® App for actual screens.
Android and Google Play are trademarks of Google Inc.
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.
The screens and information displayed are for illustration purpose only. Please refer to the Citi Mobile® App for actual screens.
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