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CITI REWARDS CARD

Key Facts Statement

Turn all your shopping and entertainment into rewards

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Earn 3% Points Rebate on shopping

(Applicable to department stores, fashion and footwear outlets and other merchants)

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Earn 3% Points Rebate on entertainment

(Applicable to purchases of movie tickets, concert tickets, digital streaming services, theme park tickets and other experiences)

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Earn 1% Points Rebate on local mobile payments

(Applicable to Apple Pay, Google Pay and Samsung Pay)

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Points that never expire

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Redeem flexibly

Easy to Earn, Flexibly to Use

Redeem the Points via Citi ThankYouSM Rewards flexibly!
Log in to Citi Mobile® App, you can offset your transactions, redeem cash rebate
or transfer Points to a variety travel loyalty programs

After making transactions, simply offset your transactions using Pay with Points
via Citi Mobile® App with just a few taps!
You can offset your transactions with Citi Points. Using Pay with Points is just so easy!

Just a few steps to offset your designated transactions with your points via Citi Mobile® App

1
Login to Citi Mobile® App > Choose the Credit Card you would like to use to redeem points at the “Rewards Widget”
2
Select “Pay with Points”
3
Select designated transaction you want to offset. Click “Pay with Points“ and you can select up to 5 transactions in one go
4
Follow the instructions to offset the transaction with Pay with Points upon viewing the details and Terms and Conditions
5
Get confirmation of successful redemption and the Statement Credits will be credited to your Credit Card account

Pay with Points- Mobile Redemption Service Terms and Conditions

Statement Credit will apply towards the statement balance of the following statement of the Eligible Cardholder's Eligible Card, but not the minimum payment due or statement balance of the statement(s) that are already issued. The required minimum payment due or payment in full of the statement balance stated on the monthly issued statement(s) of Eligible Card must be paid pursuant to the terms of the Cardholder Agreement of the Eligible Card.

Want to find out which merchants accept Citi Pay with Points
or allow you to redeem Points for vouchers directly?

Details

We have made redeeming Cash Rebate with Points even easier and more flexible in Citi Mobile® App!
You can also choose the amount you want to redeem. It’s now all under your control! More flexibility!

Steps to redeem cash rebate through Citi Mobile® App

1
Login to the Citi Mobile®App > Choose the Credit Card you would like to use to redeem points at the “Rewards Widget”
2
Select “Cash Rebate”
3
Select the cash rebate amount your want and click “Redeem Cash Rebate Now” button to proceed upon viewing the details and Terms and Conditions
4
Get confirmation of successful redemption and the Cash Rebate will be credited to your Credit Card account

Terms & Conditions for Cash Rebate – Mobile Redemption Service

Cash Rebate apply towards the Cardholder's next month's Card Account statement balance, but not the current month's minimum or total payment due. The required minimum and total payment reflected on the current Card Account statement must be paid pursuant to the terms of the Card Agreement.

With Points Transfer, you can easily transfer your Points to a variety of loyal programs.
Travel anytime as you wish and get your self prepared!

Steps to transfer your Points through Citi Mobile® App

1
Login to the Citi Mobile®App > Choose the points bearing Credit Card you would like to use to redeem points at the “Rewards Widget”
2
Select “Points Transfer”
3
Select a loyalty program you would like to redeem points
4
Select the Airline Miles/Hotel Points you would like to redeem
5
Follow the instructions and fill in the “Membership number” for the loyalty program to process the redemption
6
The Airline Miles/Hotel Points will be credited to your travel loyalty program accounts within 5 - 14 working days upon transfer completion

Terms & Conditions for 'Cash Rebate – Mobile Redemption Service'

Don’t yet have Citi Mobile® App?
Download now

Top 4 credit card features

Citi Rewards Cards are designed with a host of powerful features. Access the features and enjoy the ease of making payments at your convenience. The cards also offer a wide range of privileges to facilitate a wholesome experience.

“FlexiBill” Installment Program
“FlexiBill” Installment Program

Turn statements into small payments

“Quick Cash” Installment Program
“Quick Cash” Installment Program

Instant cash to get things done right away

"PayLite" Installment Program
"PayLite" Installment Program

Turn any big purchases into small payments

Citi World Privileges
Citi World Privileges

Get deals and discounts locally & others countries

Gift iconClick here to explore more credit card shopping perks and exclusive offers!

Make your shopping more rewarding in less than 10 minutes

Applying online for a Citi Rewards Card is easy.

Min. annual income HK$120,000

Min. annual income HK$120,000
(waived for student card application)

Age 18 or older

Age 18 or older

HKID holder

HKID holder

(applicable to Citi Rewards UnionPay Card only)

Welcome offer of HK$1,200 Cash Rebate

Welcome Offer Terms and Conditions

Already a Citi Credit Cardmember?

Refer friends now to earn HK$3,000 cash rebate+

+HK$3,000 cash rebate appliable when Referrer successfully refer 3 friends. Terms and Conditions apply.

Please send copies of your supporting document here.

To borrow or not to borrow? 
Borrow only if you can repay!

Useful Links
Activate your card
Lost or stolen cards
Cardholders guide - Fee schedule / Important hints / Payment option

Remarks:
Click here to view Citi Rewards Card Terms and Conditions.
Frequently Asked Questions on Citi Rewards Card - "Citi Rewards Card Extra Points Program for Shopping and Entertainment" and Citi Rewards Card Extra Points Program for Mobile Payments.
Citi ThankYouTM Rewards Terms and Conditions apply for all Points related offers. Please visit: citibank.com.hk/thankyourewards-en .