Can’t wait to grab the irresistible referral rewards?
From now till February 28, 2025, refer your friends to apply and activate for designated Citi Credit Cards* online successfully to receive cash rebate with no cap. Successfully refer 3 friends to get bonus reward and earn HK$3,000 Cash Rebate+. To earn more, simply refer more!
Your friends who get referred are also entitled to amazing welcome rewards upon meeting designated reward conditions^!
+ HK$3,000 cash rebate applicable when the referrer successfully refers 3 friends.
* Referees must get successful approval on or before 31 March 2025. A Referee who currently holds, has cancelled or has held any principal card of Citi Credit Card issued by Citibank within the past 12 months from the month of application for the Designated Card will not be counted as successful referral, both Referee and Referrer will not be eligible for the corresponding Referee’s and Referrer’s reward.
^ Applicants of Citi Prestige Card must pay the first year annual fee of HK$3,800 to get 360,000 points.
* Referees must get successful approval on or before 31 March 2025. A Referee who currently holds, has cancelled or has held any principal card of Citi Credit Card issued by Citibank within the past 12 months from the month of application for the Designated Card will not be counted as successful referral, both Referee and Referrer will not be eligible for the corresponding Referee’s and Referrer’s reward.
^ Applicants of Citi Prestige Card must pay the first year annual fee of HK$3,800 to get 360,000 points.
Example of Rewards
Sample 1: If customer has 1 successful referral, this referrer will be entitled to earn HK$600 cash rebate.
Sample 2: If customer has 2 successful referrals, this referrer will be entitled to earn HK$600+HK$900, equal to HK$1,500 cash rebate.
Sample 3: If customer has 3 successful referrals, this referrer will be entitled to earn HK$1,500+HK$1,500, equal to HK$3,000 cash rebate.
Sample 4: If customer has 4 successful referrals, this referrer will be entitled to earn HK$3,000+HK$600, equal to HK$3,600 cash rebate.
Sample 2: If customer has 2 successful referrals, this referrer will be entitled to earn HK$600+HK$900, equal to HK$1,500 cash rebate.
Sample 3: If customer has 3 successful referrals, this referrer will be entitled to earn HK$1,500+HK$1,500, equal to HK$3,000 cash rebate.
Sample 4: If customer has 4 successful referrals, this referrer will be entitled to earn HK$3,000+HK$600, equal to HK$3,600 cash rebate.
~ Successful application via the unique referral link and fulfilling the reward conditions.
Refer your friends NOW
1
Acquire and share your
referral link to your friends
referral link to your friends
2
Your friends apply for designated
Citi Credit Cards via your referral link
Citi Credit Cards via your referral link
Tip: If you lose your referral link, you can enter the information again to get a new one.
Please ensure all information input is correct, otherwise we will not be able to check your referral status and grant the referral reward.
Please ensure all information input is correct, otherwise we will not be able to check your referral status and grant the referral reward.
Enter your information registered with your Citi account
Share NOW 
To borrow or not to borrow?
Borrow only if you can repay!
Borrow only if you can repay!
# Referees must meet the designated rewards conditions in order to be entitled to the welcome offer.
▲ According to the current conversion rate, customer may redeem 30,000 Miles for 360,000 Points. The conversion rate is subject to changes from time to time without prior notice.
▲ According to the current conversion rate, customer may redeem 30,000 Miles for 360,000 Points. The conversion rate is subject to changes from time to time without prior notice.