Don't miss the chance to earn together!
Referees who successfully apply for designated Citi Credit Cards with unique referral code on or before November 4, 2024* and meet designated reward conditions^ will enjoy fabulous welcome offers of up to HK$1,000 cash rebate and 360,000 points~!
* Referees must get successful approval on or before 4 December 2024. A Referee who currently holds, has cancelled or has held any principal card of Citi Credit Card issued by Citibank within the past 12 months from the month of application for the Designated Card will not be counted as successful referral, both Referee and Referrer will not be eligible for the corresponding Referee’s and Referrer’s reward.
^ Applicants of Citi Prestige Card must pay the first year annual fee of HK$3,800 to get 360,000 points.
~ Successful application via the unique referral code and fulfilling the reward conditions.
^ Applicants of Citi Prestige Card must pay the first year annual fee of HK$3,800 to get 360,000 points.
~ Successful application via the unique referral code and fulfilling the reward conditions.
Apply with your friend's unique referral code
1
Copy your friend's unique referral code2
Go to 
and applyDon't forget to enter your friend's unique referral code before starting the application!
To borrow or not to borrow?
Borrow only if you can repay!
Borrow only if you can repay!
# Referees must meet the designated rewards conditions in order to be entitled to the welcome offer.
** For example, when the Eligible Card issue date of a New Customer is on 16 July 2024, then the first month is from 16 July 2024 to 15 August 2024; the second month is from 16 August 2024 to 15 September 2024; the third month is from 16 September 2024 to 15 October 2024.
▲ According to the current conversion rate, customer may redeem 30,000 Miles for 360,000 Points. The conversion rate is subject to changes from time to time without prior notice.
> Terms and Conditions
** For example, when the Eligible Card issue date of a New Customer is on 16 July 2024, then the first month is from 16 July 2024 to 15 August 2024; the second month is from 16 August 2024 to 15 September 2024; the third month is from 16 September 2024 to 15 October 2024.
▲ According to the current conversion rate, customer may redeem 30,000 Miles for 360,000 Points. The conversion rate is subject to changes from time to time without prior notice.
> Terms and Conditions