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Mobile Account Opening

Save your time to branch and open your Citigold account via mobile

Mobile Account Opening

Save your time to branch and open your Citigold account via mobile

CITIBANK HONGKONG

中文

The perfect gift that befits your status

Join Citigold to enjoy up to 4.7% time deposit rate and up to HK$41,600 rewards

Apply Now

Citigold Promotions

Welcome Offer Journey

Open a Citigold account

Worth up to
HK$42,100 Cash Rebate

Explore more >

Join Citigold Private Client

Worth up to
HK$65,300 Cash Rebate

Explore more >

Enjoy a Preferential HKD Time Deposit Rates

The above time deposit rate is only applicable to 3 month HKD time deposit.

Apply Now

Open a Citigold + Citi NextGen Account

New Funds Offer up to HK$23,300

Deposit new funds to enjoy up to HK$23,300 Cash Rebate
New Funds Amount	Cash Rebate
≥ HK$5,000,000	HK$23,300
≥ HK$4,000,000	HK$15,500
≥ HK$2,500,000	HK$11,500
≥ HK$1,800,000	HK$7,500
≥ HK$1,500,000	HK$6,500

Product Balance Offer up to HK$20,000

Product Balance Offer Maintain designated investment products, life insurance plans and mortgage to enjoy up to HK$20,000 Cash Rebate
Designated Product Balance^{^}	Cash Rebate
≥ HK$5,000,000	HK$20,000
≥ HK$2,500,000	HK$12,000
≥ HK$1,500,000	HK$6,000
≥ HK$650,000	HK$2,600

Anniversary Award up to HK$1,800

Anniversary Award Maintain a designated amount of “Average Daily Combined Balance” in the first 12 consecutive months of the banking relationship to enjoy the below offer.
Total Stock Net Value^{^}	Cash Rebate
≥ HK$5,000,000	HK$10,000
≥ HK$3,000,000	HK$3,000
≥ HK$1,000,000	HK$1,000
≥ HK$500,000	HK$500

Mobile Account Opening Offer
Complete remote account opening to earn HK$500^@ Cash Rebate

New Citi NextGen Account Welcome Offer HK$500

Open a Citi NextGen Account for your child to get HK$500 Apple Store Gift Card

New clients can enjoy up to HK$23,300 Cash Rebate for New Funds Offer, up to HK$15,000 Cash Rebate for Product Balance Offer and up to HK$10,000 Cash Rebate for Stock Transfer-in Offer. New clients must fulfill the requirements of New Funds Offer in order to enjoy HK$500 Cash Rebate Remote Account Opening Offer. New clients will be entitled to HK$500 Apple store gift card for successful opening of Citi NextGen Account. All welcome offers are not applicable to U.S. citizens, except deposit interest rate. Investment involves risks. T&C apply.
^{^}Designated products include Mutual Funds, Bonds, Structured Products, AIA Life Insurance Plans, Refundable Insurance Plans and mortgage loan.
^#Cash Rebate amount will be determined by the total stock transfer-in value net of the total stock transfer-out value ("Total Stock Net Value") during the promotion period. The stock value is based on the multiple of the closing stock price on the last trading day of the corresponding successful transfer-in month and number of shares.
^@Client must fulfill New-Funds Offer requirements to entitle HK$500 Remote Account Opening Offer.

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Open a Citigold Account

New Funds Offer up to HK$16,000

Deposit new funds to enjoy up to HK$16,000 Cash Rebate
New Funds Amount	Cash Rebate
≥ HK$5,000,000	HK$16,000
≥ HK$2,500,000	HK$10,000
≥ HK$1,500,000	HK$5,000

Engagement Offer HK$1,000

Engagement Offer Complete the following to enjoy HK$1,000 cash rebate 1. Login to Citi Mobile^® App at least once; and 2. Enable Push notification; and 3. Complete Investment Risk Profile Questionnaire; and 4. Activate debit card

Product Balance Offer up to HK$20,000

Product Balance Offer Maintain designated investment products, life insurance plans and mortgage to enjoy up to HK$20,000 Cash Rebate
Designated Product Balance^{^}	Cash Rebate
≥ HK$5,000,000	HK$20,000
≥ HK$2,500,000	HK$12,000
≥ HK$1,500,000	HK$6,000
≥ HK$500,000	HK$3,000

Mortgage Offer HK$4,000

Mortgage Offer New Citigold clients who successfully draw down a mortgage loan will enjoy HK$4,000 cash rebate

Anniversary Award HK$800

Anniversary Award Maintain a designated amount of “Average Daily Combined Balance” in the first 12 consecutive months of the banking relationship to enjoy the below offer.
Average Daily Combined Balance	Cash Rebate
≥ HK$1,500,000	HK$800

New Citi NextGen Account Welcome Offer HK$300

Open a Citi NextGen Account for your child to get HK$300 cash rebate

All welcome offers are not applicable to U.S. citizens, except deposit interest rate. Investment involves risks. T&C apply.
^{^}Designated products include Mutual Funds, Bonds, Structured Products, AIA Life Insurance Plans, Refundable Insurance Plans and mortgage loan.

Hide Offer Details

Open a Citigold + designated credit card

New Funds Offer up to 2-round trip business class to Europe

Deposit new funds to enjoy up to 4,032,000 Points (can redeem 2-round trip business class to Europe)
New Funds Amount	Cash Rebate⁺	Can Redeem^*
≥ HK$5,000,000	4,032,000 Points	2-round trip Business class to Europe
≥ HK$4,000,000	2,784,000 Points	2-round trip Business class to Australia
≥ HK$2,500,000	1,536,000 Points	2-round trip Business class to Japan/Korea
≥ HK$1,800,000	1,296,000 Points	2-round trip Economic class to Europe
≥ HK$1,500,000	1,200,000 Points	4-round trip Economy class to Japan/Korea

Other Offers up to HK$25,500

Product Balance Offer Maintain designated investment products, life insurance plans and mortgage to enjoy up to HK$15,000 Cash Rebate
Designated Product Balance^{^}	Cash Rebate
≥ HK$2,000,000	HK$15,000
≥ HK$1,500,000	HK$11,500
≥ HK$650,000	HK$6,500
≥ HK$200,000	HK$2,000

Stock Transfer-in Offer Transfer in a designated amount of HK/US/SH/SZ stocks to enjoy up to HK$10,000 Cash Rebate
Total Stock Net Value^{^}	Cash Rebate
≥ HK$5,000,000	HK$10,000
≥ HK$3,000,000	HK$3,000
≥ HK$1,000,000	HK$1,000
≥ HK$500,000	HK$500

Mobile Account Opening Offer
Complete remote account opening to earn HK$500^@ Cash Rebate

To borrow or not to borrow? Borrow only if you can repay!

New Citigold clients who apply designated credit cards at the same time can enjoy up to 4,032,000 points for New Funds Offer to redeem 2 sets of round-trip business class tickets to Europe. And new clients can enjoy up to HK$15,000 Cash Rebate for Product Balance Offer and up to HK$10,000 Cash Rebate for Stock Transfer-in Offer. New clients must fulfill the requirements of New Funds Offer in order to enjoy HK$500 Cash Rebate Remote Account Opening Offer. All welcome offers are not applicable to U.S. citizens, except deposit interest rate. Investment involves risks. T&C apply.
^* Dased on Designated Travel Loyalty Program Flight Award chart as of January 1, 2023.
^{^} Designated products include Mutual Funds, Bonds, Structured Products, AIA Life Insurance Plans, Refundable Insurance Plans and mortgage loan.
^# Cash Rebate amount will be determined by the total stock transfer-in value net of the total stock transfer-out value ("Total Stock Net Value") during the promotion period. The stock value is based on the multiple of the closing stock price on the last trading day of the corresponding successful transfer-in month and number of shares.
^@ Client must fulfill New-Funds Offer requirements to entitle HK$500 Remote Account Opening Offer.

Hide Offer Details

Citi Global Wealth Management provides you one stop solution with investment, mortgage and protection plan to build wealth with stability.

Citigold advisor analysing the market levels on his tablet

Trusted Advisory

Your dedicated Relationship Manager has been trained at Citi | Wharton Global Wealth Institute and is backed by a team of specialists (Investment, Insurance, Treasury, Mortgage) to provide you with insights, analysis and investment strategies.

Given a lower ratio of relationship managers to customers than that in the market, you will receive extra dedicated service. You can even schedule a video- conference session with your Relationship Manager and Investment Specialist for a remote portfolio review via Citi Live Chat. They will share market information with you via your screen-sharing function, helping to build your wealth portfolio without meeting in person.

Parents explaining their kid about Citi Next Gen Account

Next Generation

We exclusively tailor Citi NextGen Account to give your children aged 11-17 an early head-start on independent financial management and pave the way for their future.

Powers your children’s independence through an account under your child’s name
Turns on Parental Protection via Citi Mobile^® App to set daily limits for debit card purchases or withdrawals
Provides easy-to-understand financial information to equip children with financial knowledge
Transfers money from your own account to the child’s account, including foreign currency to facilitate their overseas spending when they travel abroad

Find Out More

Advisory Tool

The Citigold Total Wealth Advisor (TWA) is our latest goal-based, financial advisory tool which enables you to set, review and manage all your investment plans in one place. TWA provides a real-time picture of your financial situation and global investments, and analyses how your portfolio value changes over time and the likelihood of achieving your life goals.

Global Insight

Shop online or spend overseas with your Citigold Debit Mastercard^® and pay zero foreign transaction or conversion fees. Plus, lock-in favorable FX rates on multiple currencies. Get access to the latest market insights and webinars, helping you to understand market trends and capture opportunities.

Apply Now Apply Now

Other Exclusive Offers

Refer your friends now

Sharing can bring you happiness, along with exciting rewards. Successfully refer your friends and relatives to open designated accounts and earn fabulous cash rewards.

Citigold Private Client

Referral Requirements	Reward
For the 1^st successful referral	HK$8,888 Cash Rebate for each referral
For the 2^nd successful referrals and onwards	HK$10,888 Cash Rebate for each referral

Citigold

Referral Requirements	Reward
For each successful Citigold referral	HK$2,088 Cash Rebate for each referral
For each successful bundled Citigold and Citi NextGen Account referral	HK$2,888 Cash Rebate for each referral

Refer your Friends, now

Apply Now Apply Now

Open an account in 3 steps

1	Fill in Personal Information
	Fill in Personal Information Apply for Investment account at the same time Register for Citibank Online at the same time Receive your Application ID and upload all required documents in Citi Mobile^® App
2	Download Citi Mobile^® App to upload your selfie and documents
	Select “Open a Bank Account” in Citi Mobile^® App Fill in the Application ID Verify your HKID Card (Currently, this only supports 1st version of HKID Card issued in 2003) Capture your selfie Capture your address proof Capture your signature specimen Application complete
3	Register FPS and receive funds
	After logging in, tap Manage Payments/Payees then FPS Addressing Service Tap "Mobile Number" Select the account you want to link to Enter the One-time Password from the SMS sent to your registered mobile number Done

Frequently Asked Questions

Application via Citi Mobile^® App

What is remote account opening?

Mobile Account Opening enables you to open a checking / savings Account(s) and a Multi-Currency Account via Citibank Online and Citi Mobile^®App, without visiting the branch. The process is simple and fast, and you can apply anytime, anywhere.

Why should I apply for a banking account via Citi Mobile^®App?

Convenient: You do not need to visit branch to open an account.
Fast: It can take as little as 10 minutes to complete the application (According to our usability test, the majority of participants completed the application of banking account and investment account within 10 mins.)

How can I apply for a banking account via Citi Mobile^®App?

Please complete the application form on your mobile and download the latest Citi Mobile^®App from your respective app stores to complete several identity verification processes to open your banking account.

Is there any charge for applying for a banking account via Citi Mobile^®App?

"The application is free of charge. For other service charges, please refer to the latest service fee guide.
Service fee guide: https://www.citibank.com.hk/english/banking/pdf/service_fee.pdf

Why do I need to take photo of my HKID card from 3 different angles?

This will help us validate your HKID card, so that you do not need to visit our branch in person for identity verification. Please ensure the HKID capture is not out of focus, nor blocked by glare or shadow.

Why do I need to take a selfie and blink my eyes twice?

This will help us to validate you are the HKID card holder, so that you do not need to visit our branch in person for identity verification.

Do I need to upload any document, e.g. Address proof?

Yes, you need to upload address proof and signature specimen during the application process via Citi Mobile^®App. If we need additional information or documentation from you, we will contact you and complete the account opening process.

Is my application information secure and protected?

All information, including your HKID photos, selfie photos, personal information, username and password, will be encrypted throughout the submission.

Why have I failed the Identity verification and need to visit branch to complete the account opening?

Factors, including the environment where you take the HKID photos and selfie, e.g. if there is glare, scratches on or damage to your HKID, etc, may affect the accuracy of identifying your selfie against the HKID photo.

Why do I cannot resume my application?

You application data will only be available for 30 days for you to resume the application. After that, please submit a new application for account opening.

When will the banking account be ready for use?

Your banking account will be ready to use approximately 10 minutes after you complete the application process in Citi Mobile^®App.
Stock Account: The securities services will be made available to you within 3 business days after receipt of your completed application via Citi Mobile^®App and required documents (if applicable).

How will I know my application status?

We will notify you of the account opening status via email and SMS approximately 10 minutes after you complete the application process in Citi Mobile^®App.

Why do I need to input my personal information to apply for a banking account?

You will need to input your latest personal information for Citibank's record during your banking account application process.

I already hold a Citi credit card. Do I need to input my personal information again to apply for a banking account?

We will use your existing personal credit card information from Citibank's record for your banking account application process but may require extra information from you to complete your banking information.

Do I need to open an account during business hours?

There are no time or place restrictions on opening your banking account. You simply complete the application form online and download Citi Mobile^®App to complete the rest of the application, anytime and anywhere. It takes a minimum of 10 minutes to complete the application process if you meet the application criteria. (According to our usability test, the majority of participants completed the application of banking account within 10 mins.)

What’s a one-time password?

A One-time Password will be sent to you via SMS to verify your identity for account login.

Where is my one-time password?

The One-time Password will only be sent to your registered mobile number.

What do I have to be aware of during the registration for facial recognition?

When taking the photo, you need to:
1. Look straight into the camera, and
2. Eyes must be at the same level as the camera, and
3. Ensure adequate lighting with no shadows or glare, and
4. Use a plain and clean background.

How can I resume my application?

"You will receive an email and sms with your application ID and you can simply follow the below steps to resume your application:
1. Open Citi Mobile^®App
2. Click on 'Open a bank account'
3. Enter your application ID which is sent to your mobile number or email address"

Online Banking Username / Password

Do I need to create an Online Banking Username / Password if I have already registered one with my credit card?

No, you don't. You can use your registered log in username and password to log into Citibank Online or Citi Mobile^®App.
Citibank Online: www.citibank.com.hk

What if I forget my Online Banking Username / Password?

You can reset your Online Banking Username / Password at the main page of www.citibank.com.hk or Citi Mobile^®App. You may click "Forgot?" to reset them.

Do I need to create Online Banking Username / Password if I have not registered it yet?

Yes, you have to create a user name/ Password by clicking "register" at www.citibank.com.hk or "New? Create a login account" at Citi Mobile^®App.

Banking account services

How can I update my account information after the account is successfully opened?

If you wish to update your email address, home/office phone number and correspondence address, please log in to Citibank Online to do so. If you wish to update other personal information, please download the “Change of Contact Details” form at www.citibank.com.hk/e-Contact and submit according to the instruction in the form; OR visit any of our branches for help.
Citibank Online: www.citibank.com.hk

Will I be charged for the banking plan that I signed up for in the application?

For the fees of individual services, please refer to the latest service fee guide.
Service fee guide: https://www.citibank.com.hk/english/banking/pdf/service_fee.pdf

ATM Card Activation and PIN set up

After my account is successfully opened, when will I receive the ATM card ?

ATM Card will be dispatched upon the account being successfully opened. Normally you will receive the ATM card within 3 to 5 working days, excluding Saturdays, Sundays and public holidays.

How can I activate the ATM card and set up ATM PIN?

You can activate your ATM card via Citibank Online or Citi Mobile^®App by following the steps below:
Citibank Online:
i. Login to Citibank Online
ii. Click on ‘Services’ and 'My Profile'
iii. Select ‘Activate ATM/Debit/Credit Card’
iv. Follow the instructions and submit the request with One Time Password
Citibank Online: www.citibank.com.hk

Citi Mobile^®App:
i. Login to Citi Mobile^®App
ii. Click on ‘Profile&Settings'
iii. Select ‘Activate ATM/Debit’
iv. Follow the instructions and submit the request with One Time Password

Is there any deadline for activating the ATM card and setting up ATM PIN?

Please activate the ATM card and set up ATM PIN at your earliest convenience. The ATM card will be cancelled if you do not activate it within 90 calendar days.

What if I forget the ATM PIN?

You can reset the ATM PIN via Citi Mobile^®App by following the steps below:
i. Login to Citi Mobile^®App
ii. Click on ‘Profile & Settings’
iii. Select ‘Create/Reset ATM Pin’
iv. Follow the instructions and submit the request with One Time Password

Open an account with 3 steps

1	Fill in Personal Information
	Fill in Personal Information Apply for Investment account at the same time Register for Citibank Online at the same time Receive your Application ID and upload all required documents in Citi Mobile^® App
2	Download Citi Mobile^® App to upload your selfie and documents
	Select “Open a Bank Account” in Citi Mobile^® App Fill in the Application ID Verify your HKID Card (Currently, this only supports 1st version of HKID Card issued in 2003) Capture your selfie Capture your address proof Capture your signature specimen Application complete
3	Register FPS and receive funds
	After logging in, tap Manage Payments/Payees then FPS Addressing Service Tap "Mobile Number" Select the account you want to link to Enter the One-time Password from the SMS sent to your registered mobile number Done

Apply Now Apply Now

Frequently Asked Question

Application via Citi Mobile^® App

What is remote account opening?

Mobile Account Opening enables you to open a checking / savings Account(s) and a Multi-Currency Account via Citibank Online and Citi Mobile^®App, without visiting the branch. The process is simple and fast, and you can apply anytime, anywhere.

Why should I apply for a banking account via Citi Mobile^®App?

Convenient: You do not need to visit branch to open an account.
Fast: It can take as little as 10 minutes to complete the application (According to our usability test, the majority of participants completed the application of banking account and investment account within 10 mins.)

How can I apply for a banking account via Citi Mobile^®App?

Please complete the application form on your mobile and download the latest Citi Mobile^®App from your respective app stores to complete several identity verification processes to open your banking account.

Is there any charge for applying for a banking account via Citi Mobile^®App?

"The application is free of charge. For other service charges, please refer to the latest service fee guide.
Service fee guide:
https://www.citibank.com.hk/english/banking/pdf/service_fee.pdf

Why do I need to take photo of my HKID card from 3 different angles?

This will help us validate your HKID card, so that you do not need to visit our branch in person for identity verification. Please ensure the HKID capture is not out of focus, nor blocked by glare or shadow.

Why do I need to take a selfie and blink my eyes twice?

This will help us to validate you are the HKID card holder, so that you do not need to visit our branch in person for identity verification.

Do I need to upload any document, e.g. Address proof?

Yes, you need to upload address proof and signature specimen during the application process via Citi Mobile^®App. If we need additional information or documentation from you, we will contact you and complete the account opening process.

Is my application information secure and protected?

All information, including your HKID photos, selfie photos, personal information, username and password, will be encrypted throughout the submission.

Why have I failed the Identity verification and need to visit branch to complete the account opening?

Factors, including the environment where you take the HKID photos and selfie, e.g. if there is glare, scratches on or damage to your HKID, etc, may affect the accuracy of identifying your selfie against the HKID photo.

Why do I cannot resume my application?

You application data will only be available for 30 days for you to resume the application. After that, please submit a new application for account opening.

When will the banking account be ready for use?

Your banking account will be ready to use approximately 10 minutes after you complete the application process in Citi Mobile^®App.
Stock Account: The securities services will be made available to you within 3 business days after receipt of your completed application via Citi Mobile^®App and required documents (if applicable).

How will I know my application status?

We will notify you of the account opening status via email and SMS approximately 10 minutes after you complete the application process in Citi Mobile^®App.

Why do I need to input my personal information to apply for a banking account?

You will need to input your latest personal information for Citibank's record during your banking account application process.

I already hold a Citi credit card. Do I need to input my personal information again to apply for a banking account?

We will use your existing personal credit card information from Citibank's record for your banking account application process but may require extra information from you to complete your banking information.

Do I need to open an account during business hours?

There are no time or place restrictions on opening your banking account. You simply complete the application form online and download Citi Mobile^®App to complete the rest of the application, anytime and anywhere. It takes a minimum of 10 minutes to complete the application process if you meet the application criteria. (According to our usability test, the majority of participants completed the application of banking account within 10 mins.)

What’s a one-time password?

A One-time Password will be sent to you via SMS to verify your identity for account login.

Where is my one-time password?

The One-time Password will only be sent to your registered mobile number.

What do I have to be aware of during the registration for facial recognition?

When taking the photo, you need to:
1. Look straight into the camera, and
2. Eyes must be at the same level as the camera, and
3. Ensure adequate lighting with no shadows or glare, and
4. Use a plain and clean background.

How can I resume my application?

"You will receive an email and sms with your application ID and you can simply follow the below steps to resume your application:
1. Open Citi Mobile^®App
2. Click on 'Open a bank account'
3. Enter your application ID which is sent to your mobile number or email address"

Online Banking Username / Password

Do I need to create an Online Banking Username / Password if I have already registered one with my credit card?

No, you don't. You can use your registered log in username and password to log into Citibank Online or Citi Mobile^®App.
Citibank Online: www.citibank.com.hk

What if I forget my Online Banking Username / Password?

You can reset your Online Banking Username / Password at the main page of www.citibank.com.hk or Citi Mobile^®App. You may click "Forgot?" to reset them.

Do I need to create Online Banking Username / Password if I have not registered it yet?

Yes, you have to create a user name/ Password by clicking "register" at www.citibank.com.hk or "New? Create a login account" at Citi Mobile^®App.

Banking account services

How can I update my account information after the account is successfully opened?

If you wish to update your email address, home/office phone number and correspondence address, please log in to Citibank Online to do so. If you wish to update other personal information, please download the “Change of Contact Details” form at www.citibank.com.hk/e-Contact and submit according to the instruction in the form; OR visit any of our branches for help.
Citibank Online: www.citibank.com.hk

Will I be charged for the banking plan that I signed up for in the application?

For the fees of individual services, please refer to the latest service fee guide.
Service fee guide:
https://www.citibank.com.hk/english/banking/pdf/service_fee.pdf

ATM Card Activation and PIN set up

After my account is successfully opened, when will I receive the ATM card ?

ATM Card will be dispatched upon the account being successfully opened. Normally you will receive the ATM card within 3 to 5 working days, excluding Saturdays, Sundays and public holidays.

How can I activate the ATM card and set up ATM PIN?

You can activate your ATM card via Citibank Online or Citi Mobile^®App by following the steps below:
Citibank Online:
i. Login to Citibank Online
ii. Click on ‘Services’ and 'My Profile'
iii. Select ‘Activate ATM/Debit/Credit Card’
iv. Follow the instructions and submit the request with One Time Password
Citibank Online: www.citibank.com.hk

Citi Mobile^®App:
i. Login to Citi Mobile^®App
ii. Click on ‘Profile&Settings'
iii. Select ‘Activate ATM/Debit’
iv. Follow the instructions and submit the request with One Time Password

Is there any deadline for activating the ATM card and setting up ATM PIN?

Please activate the ATM card and set up ATM PIN at your earliest convenience. The ATM card will be cancelled if you do not activate it within 90 calendar days.

What if I forget the ATM PIN?

You can reset the ATM PIN via Citi Mobile^®App by following the steps below:
i. Login to Citi Mobile^®App
ii. Click on ‘Profile & Settings’
iii. Select ‘Create/Reset ATM Pin’
iv. Follow the instructions and submit the request with One Time Password

Learn More about the banking privileges of Citigold

Account Opening Process >

Terms and Conditions >

Important Disclaimer >

	Enjoy a Preferential Time Deposit rate and RMB Time Deposit rate
	Exclusive Stock, Mutual Fund and FX Offer for Citigold clients
	Enjoy up to HK$800 cash rebate when you deposit monthly salary in your account
	Earn HK$2,388 cash rebate when you refer your friends to open Citigold account
Product Terms and Conditions ^{^} Citigold is exclusive for clients who maintain the “Average Daily Combined Balance” HK$ 1,500,000 or above

	An individual account under the child’s name
	Global spending with child’s debit card
	Level up on financial literacy
	24/7 parental control
Account details

	Enjoy a Preferential Time Deposit rate and RMB Time Deposit rate
	Exclusive Stock, Mutual Fund and FX Offer for Citigold clients
	Enjoy up to HK$800 cash rebate when you deposit monthly salary in your account
	Earn HK$2,388 cash rebate when you refer your friends to open Citigold account
Product Terms and Conditions ^{^} Citigold is exclusive for clients who maintain the “Average Daily Combined Balance” HK$ 1,500,000 or above

	Citi Prestige Concierge
	Complimentary 4th night at any hotel
	Complimentary global airport lounge access
	Local spending HK$6 = 1 Mile; Overseas Spending HK$4 = 1 Mile
	Up to extra 30% Annual Relationship Points
	Complimentary travel insurance and much more
	Annual fee of HK$3,800
Product Terms and Conditions

	Overseas spending as low as HK$3=1 mile
	No handling fee for mileage redemption
	Points will never expire
	Complimentary access to worldwide airport lounge
	Purchase protection insurance
	Free Travel Insurance
	First year annual fee waiver
Product Terms and Conditions

Mobile Account Opening

Mobile Account Opening

Citigold Promotions

Welcome Offer Journey

Open a Citigold + Citi NextGen Account

Open a Citigold Account

Open a Citigold + designated credit card

To borrow or not to borrow? Borrow only if you can repay!

Trusted Advisory

Next Generation

Advisory Tool

Global Insight

Other Exclusive Offers

Refer your friends now

FX Offer

Foreign Exchange Offer

Stocks / Mutual Fund Transfer-in Offer

Open an account in 3 steps

Total Stock Net Value	Cash Rebate^#
≥ HK$5,000,000	HK$10,000
≥ HK$3,000,000	HK$3,000
≥ HK$1,000,000	HK$1,000
≥ HK$500,000	HK$500