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Mobile Account Opening

Save your time to branch and open your Citigold account via mobile

Open a Citigold and designated credit card
to get up to 2 business class tickets to Europe
to enjoy a comfortable journey with your loved ones
and HK$27,500 cash rebate

Apply Now

Citigold Exclusive Offers

The meaning of wealth is boundless. Getting the most from your wealth depends on choosing the bank that is the most suitable for you. Some banks provide a variety of products but do not understand your needs; some banks understand your needs but do not provide suitable products. We have partnered with Citi | Wharton Global Wealth Institute for 6 years and recently co-curated a series of online courses to give the next generation the opportunity to engage in meaningful learning experiences with a top-notch university, to broaden their horizons and experience the world. Citi Wealth Management provides deeper understanding, wider choice and higher status.
THERE'S MORE TO WEALTH
Exclusive Time Limited Offer
From now until 30 Sept 2023, apply Citigold and designated credit card to enjoy up to 2-round trip business class to Europe and HK$27,500 cash rebate.
Open a Citigold account
and designated credit card
to enjoy up to 2-round trip
business class to Europe and
HK$27,500 cash rebate
Join Citigold to enjoy
up to HK$50,800 Cash Rebate
New Funds
Offer

Deposit new funds
of HK$5,000,000
to enjoy
4,032,000
points
(can redeem 2-round trip business class to Europe)

Product Balance
Offer

Maintain designated
investment products,
life insurance plans and
mortgage to enjoy
HK$15,000
Cash Rebate

Mobile Account
Opening Welcome
Offer

Complete Remote Account
Opening earn up to
HK$500
Cash Rebate

Stock Transfer-in
Offer

Transfer in a designated
amount of HK/US/SH/SZ
stocks to enjoy up to
HK$10,000
Cash Rebate

Time Limited Offer

Apply Citigold account
opening application through
this website enjoy extra
HK$2,000
Cash Rebate

=up to 2-round trip business class to Europe
and HK$27,500 Cash Rebate

New Citigold clients who apply designated credit cards at the same time can enjoy up to 4,032,000 points for New Funds Offer to redeem 2 sets of round-trip business class tickets to Europe. And new clients can enjoy up to HK$15,000 Cash Rebate for Product Balance Offer and up to HK$10,000 Cash Rebate for Stock Transfer-in Offer. New clients must fulfill the requirements of New Funds Offer in order to enjoy HK$500 Cash Rebate Remote Account Opening Offer. Apply Citigold account opening application through this website enjoy extra HK$2,000 Cash Rebate. All welcome offers are not applicable to U.S. citizens, except deposit interest rate. Investment involves risks. T&C Apply.


To borrow or not to borrow? Borrow only if you can repay!

New Funds, Product Balance Offer and Stock Transfer-in Offer

New Funds
Offer

Deposit new funds
of HK$5,000,000
to enjoy
HK$23,300
Cash Rebate

Product Balance
Offer

Maintain designated
investment products,
life insurance plans and
mortgage to enjoy
HK$15,000
Cash Rebate

Mobile Account
Opening Welcome
Offer

Complete Remote Account
Opening earn up to
HK$500
Cash Rebate

Stock Transfer-in
Offer

Transfer in a designated
amount of HK/US/SH/SZ
stocks to enjoy up to
HK$10,000
Cash Rebate

Time Limited Offer

Apply Citigold account
opening application through
this website enjoy extra
HK$2,000
Cash Rebate

=up to HK$50,800 Cash Rebate

New clients can enjoy up to HK$23,300 Cash Rebate for New Funds Offer, up to HK$15,000 Cash Rebate for Product Balance Offer and up to HK$10,000 Cash Rebate for Stock Transfer-in Offer. New clients must fulfill the requirements of New Funds Offer in order to enjoy HK$500 Cash Rebate Remote Account Opening Offer. Apply Citigold account opening application through this website enjoy extra HK$2,000 Cash Rebate. All welcome offers are not applicable to U.S. citizens, except deposit interest rate. Investment involves risks. T&C Apply.

New Funds, Product Balance Offer and Stock Transfer-in Offer

Exclusive Welcome Offer

Enjoy Preferential Time Deposit rates of up to 4% p.a. now by setting up HKD Time Deposit via Online Banking or Citi Mobile App
Exclusive Stock, and FX Offer for Citigold clients
Earn HK$2,388 cash rebate when you refer your friends to open Citigold account.
Enjoy up to HK$800 cash rebate when you deposit monthly salary in your account
Citi Global Wealth Management provides you one stop solution with investment, mortgage and protection plan to build wealth with stability.
Citigold advisor analysing the market levels on his tablet

Trusted Advisory

Your dedicated Relationship Manager has been trained at Citi | Wharton Global Wealth Institute and is backed by a team of specialists (Investment, Insurance, Treasury, Mortgage) to provide you with insights, analysis and investment strategies.

Given a lower ratio of relationship managers to customers than that in the market, you will receive extra dedicated service. You can even schedule a video- conference session with your Relationship Manager and Investment Specialist for a remote portfolio review via Citi Live Chat. They will share market information with you via your screen-sharing function, helping to build your wealth portfolio without meeting in person.

 
Parents explaining their kid about Citi Next Gen Account

Next Generation

We provide one-stop assistance to help with your children’s overseas study needs:

  • Join a series of digital webinars on overseas education
  • Free access to Citi | Wharton Global Wealth Institute Online Education Series, Citi’s partner for 6 years, enabling you to nurture the next generation to become entrepreneurs and business leaders by improving their leadership and negotiation skills, creativity and corporate talent.

In addition, we exclusively tailor Citi NextGen Account to give your children aged 11-17 an early head-start on independent financial management and pave the way for their future.

  • Powers your children’s independence through an account under your child’s name
  • Turns on Parental Protection via Citi Mobile® App to set daily limits for debit card purchases or withdrawals
  • Provides easy-to-understand financial information to equip children with financial knowledge
  • Transfers money from your own account to the child’s account, including foreign currency to facilitate their overseas spending when they travel abroad

A tablet enabled with Citigold Advisory tool

Advisory Tool

The Citigold Total Wealth Advisor (TWA) is our latest goal-based, financial advisory tool which enables you to set, review and manage all your investment plans in one place. TWA provides a real-time picture of your financial situation and global investments, and analyses how your portfolio value changes over time and the likelihood of achieving your life goals.

 
Skyscrapers

Global Insight

Shop online or spend overseas with your Citigold Debit Mastercard® and pay zero foreign transaction or conversion fees. Plus, lock-in favourable FX rates on multiple currencies. Get access to the latest market insights and webinars, helping you to understand market trends and capture opportunities.

FX Offer

Foreign Exchange Offer


Enjoy up to 6% p.a. interest on your 1-month time deposit by placing New Funds1

Time Deposit Reward refers to the following offers:

From Currency Time Deposits Currency Time Deposit Interest Rate
HKD / USD / EUR / CHF / JPY / GBP / AUD / NZD / CAD / RMB USD*/ EUR / GBP / AUD / NZD / CAD Up to 6% p.a.
HKD / USD / EUR / CHF / JPY / GBP / AUD / NZD / CAD / RMB CHF / JPY / RMB Up to 5% p.a.

*FX transaction between HKD and USD is not entitled to the Time Deposit Reward

Remarks:

1. New fund are defined as the new-to-bank funds incremental to the latest total account balance compared to the Average Daily Combined Balance of the previous month. Funds transferred from other Citibank banking accounts will not be eligible. The Average Daily Combined Balance is calculated based on the sum of your daily balances of deposit, investment and accumulated paid premium of selected insurance products of all your single named account(s) and joint name account(s), divided by the number of days in the month. Existing Funds are defined as funds which are transferred within the Bank between any accounts.

For more details, please visit Terms and conditions for "Foreign Currency Time Deposit Offer“ below.

Refer your friends now

Sharing can bring you happiness, along with exciting rewards. Successfully refer your friends and relatives to open designated accounts and earn fabulous cash rewards.

Referral Requirements Citigold Private
Client
Citigold
For 1 successful referral HK$10,000
Cash Rebate for each
referral
HK$2,388
Cash Rebate for each
referral
For 2 or above
Successful Referrals
HK$12,000
Cash Rebate for each
referral
HK$3,388
Cash Rebate for each
referral

Payroll Account Offer

New Citigold clients who deposit their monthly salaries with Citi will enjoy the following cash rebates.

Monthly Salary Cash Rebate
≥ HK$80,000 HK$800
≥ HK$50,000 HK$500
≥ HK$30,000 HK$300
Learn More about the banking privileges of Citigold