Citigold - Apply Now For Exclusive Offers| Citigold Hong Kong

New Funds Amount (HK$)	Points rebate⁺	Redeem^*
≥ HK$5,000,000	4,032,000 Points	2-round trip business class to Europe
≥ HK$4,000,000	2,784,000 Points	2-round trip business class to Australia
≥ HK$2,500,000	1,536,000 Points	2-round trip business class to Japan/Korea
≥ HK$1,800,000	1,296,000 Points	2-round trip economy class to Europe
≥ HK$1,500,000	1,200,000 Points	4-round trip economy class to Japan/Korea
Designated Product Balance^{^}(HK$)	Cash Rebate (HK$)
≥ HK$2,000,000	HK$15,000
≥ HK$1,500,000	HK$11,500
≥ HK$650,000	HK$6,500
≥ HK$200,000	HK$2,000
Total Stock Net Value (HK$)	Cash Rebate^# (HK$)
>=HK$5,000,000	HK$10,000
>=HK$3,000,000	HK$3,000
>=HK$1,000,000	HK$1,000

New Funds Amount (HK$)

Points rebate⁺

Redeem^*

≥ HK$5,000,000

4,032,000 Points

2-round trip business class to Europe

≥ HK$4,000,000

2,784,000 Points

2-round trip business class to Australia

≥ HK$2,500,000

1,536,000 Points

2-round trip business class to Japan/Korea

≥ HK$1,800,000

1,296,000 Points

2-round trip economy class to Europe

≥ HK$1,500,000

1,200,000 Points

4-round trip economy class to Japan/Korea

Designated Product Balance^{^}(HK$)

Cash Rebate (HK$)

≥ HK$2,000,000

HK$15,000

≥ HK$1,500,000

HK$11,500

≥ HK$650,000

HK$6,500

≥ HK$200,000

HK$2,000

Total Stock Net Value (HK$)

Cash Rebate^# (HK$)

>=HK$5,000,000

HK$10,000

>=HK$3,000,000

HK$3,000

>=HK$1,000,000

HK$1,000

New Funds Amount (HK$)	Cash Rebate
≥ HK$5,000,000	HK$23,300
≥ HK$4,000,000	HK$15,500
≥ HK$2,500,000	HK$11,500
≥ HK$1,800,000	HK$7,500
≥ HK$1,500,000	HK$6,500
Designated Product Balance^{^}(HK$)	Cash Rebate (HK$)
≥ HK$2,000,000	HK$15,000
≥ HK$1,500,000	HK$11,500
≥ HK$650,000	HK$6,500
≥ HK$200,000	HK$2,000
Total Stock Net Value (HK$)	Cash Rebate^# (HK$)
>=HK$5,000,000	HK$10,000
>=HK$3,000,000	HK$3,000
>=HK$1,000,000	HK$1,000
>=HK$500,000	HK$500

New Funds Amount (HK$)

Cash Rebate

≥ HK$5,000,000

HK$23,300

≥ HK$4,000,000

HK$15,500

≥ HK$2,500,000

HK$11,500

≥ HK$1,800,000

HK$7,500

≥ HK$1,500,000

HK$6,500

Designated Product Balance^{^}(HK$)

Cash Rebate (HK$)

≥ HK$2,000,000

HK$15,000

≥ HK$1,500,000

HK$11,500

≥ HK$650,000

HK$6,500

≥ HK$200,000

HK$2,000

Total Stock Net Value (HK$)

Cash Rebate^# (HK$)

>=HK$5,000,000

HK$10,000

>=HK$3,000,000

HK$3,000

>=HK$1,000,000

HK$1,000

>=HK$500,000

HK$500

Trusted Advisory

Your dedicated Relationship Manager has been trained at Citi | Wharton Global Wealth Institute and is backed by a team of specialists (Investment, Insurance, Treasury, Mortgage) to provide you with insights, analysis and investment strategies.

Given a lower ratio of relationship managers to customers than that in the market, you will receive extra dedicated service. You can even schedule a video- conference session with your Relationship Manager and Investment Specialist for a remote portfolio review via Citi Live Chat. They will share market information with you via your screen-sharing function, helping to build your wealth portfolio without meeting in person.

Next Generation

We provide one-stop assistance to help with your children’s overseas study needs:

Join a series of digital webinars on overseas education

Free access to Citi | Wharton Global Wealth Institute Online Education Series, Citi’s partner for 6 years, enabling you to nurture the next generation to become entrepreneurs and business leaders by improving their leadership and negotiation skills, creativity and corporate talent.

In addition, we exclusively tailor Citi NextGen Account to give your children aged 11-17 an early head-start on independent financial management and pave the way for their future.

Powers your children’s independence through an account under your child’s name

Turns on Parental Protection via Citi Mobile^® App to set daily limits for debit card purchases or withdrawals

Provides easy-to-understand financial information to equip children with financial knowledge

Transfers money from your own account to the child’s account, including foreign currency to facilitate their overseas spending when they travel abroad

Advisory Tool

The Citigold Total Wealth Advisor (TWA) is our latest goal-based, financial advisory tool which enables you to set, review and manage all your investment plans in one place. TWA provides a real-time picture of your financial situation and global investments, and analyses how your portfolio value changes over time and the likelihood of achieving your life goals.

Global Insight

Shop online or spend overseas with your Citigold Debit Mastercard^® and pay zero foreign transaction or conversion fees. Plus, lock-in favourable FX rates on multiple currencies. Get access to the latest market insights and webinars, helping you to understand market trends and capture opportunities.

FX Offer

Foreign Exchange Offer

Enjoy up to 6% p.a. interest on your 1-month time deposit by placing New Funds¹

Time Deposit Reward refers to the following offers:

From Currency	Time Deposits Currency	Time Deposit Interest Rate
HKD / USD / EUR / CHF / JPY / GBP / AUD / NZD / CAD / RMB	USD*/ EUR / GBP / AUD / NZD / CAD	Up to 6% p.a.
HKD / USD / EUR / CHF / JPY / GBP / AUD / NZD / CAD / RMB	CHF / JPY / RMB	Up to 5% p.a.

^*FX transaction between HKD and USD is not entitled to the Time Deposit Reward

Remarks:

1. New fund are defined as the new-to-bank funds incremental to the latest total account balance compared to the Average Daily Combined Balance of the previous month. Funds transferred from other Citibank banking accounts will not be eligible. The Average Daily Combined Balance is calculated based on the sum of your daily balances of deposit, investment and accumulated paid premium of selected insurance products of all your single named account(s) and joint name account(s), divided by the number of days in the month. Existing Funds are defined as funds which are transferred within the Bank between any accounts.

For more details, please visit Terms and conditions for "Foreign Currency Time Deposit Offer“ below.

Refer your friends now

Sharing can bring you happiness, along with exciting rewards. Successfully refer your friends and relatives to open designated accounts and earn fabulous cash rewards.

Referral Requirements	Citigold Private Client	Citigold
For 1 successful referral	HK$10,000 Cash Rebate for each referral	HK$2,388 Cash Rebate for each referral
For 2 or above Successful Referrals	HK$12,000 Cash Rebate for each referral	HK$3,388 Cash Rebate for each referral

Payroll Account Offer

New Citigold clients who deposit their monthly salaries with Citi will enjoy the following cash rebates.

Monthly Salary	Cash Rebate
≥ HK$80,000	HK$800
≥ HK$50,000	HK$500
≥ HK$30,000	HK$300

1	Fill in Personal Information
	Fill in Personal Information Apply for Investment account at the same time Register for Citibank Online at the same time Receive your Application ID and upload all required documents in Citi Mobile^® App
2	Download Citi Mobile^® App to upload your selfie and documents
	Select “Open a Bank Account” in Citi Mobile^® App Fill in the Application ID Verify your HKID Card (Currently, this only supports 1st version of HKID Card issued in 2003) Capture your selfie Capture your address proof Capture your signature specimen Application complete
3	Register FPS and receive funds
	After logging in, tap Manage Payments/Payees then FPS Addressing Service Tap "Mobile Number" Select the account you want to link to Enter the One-time Password from the SMS sent to your registered mobile number Done

	Enjoy a Preferential Time Deposit rate and RMB Time Deposit rate
	Exclusive Stock, Mutual Fund and FX Offer for Citigold clients
	Enjoy up to HK$800 cash rebate when you deposit monthly salary in your account
	Earn HK$2,388 cash rebate when you refer your friends to open Citigold account
Product Terms and Conditions ^{^} Citigold is exclusive for clients who maintain the “Average Daily Combined Balance” HK$ 1,500,000 or above

	Citi Prestige Concierge
	Complimentary 4th night at any hotel
	Complimentary global airport lounge access
	Local spending HK$6 = 1 Mile; Overseas Spending HK$4 = 1 Mile
	Up to extra 30% Annual Relationship Points
	Complimentary travel insurance and much more
	Annual fee of HK$3,800
Product Terms and Conditions

	Overseas spending as low as HK$3=1 mile
	No handling fee for mileage redemption
	Points will never expire
	Complimentary access to worldwide airport lounge
	Purchase protection insurance
	Free Travel Insurance
	First year annual fee waiver
Product Terms and Conditions

	2% Rebate on Local Dining and Hotel Spending
	2% Rebate on Spending in Foreign Currency
	1% rebate on other spending in local currency
	Auto rebate with no cap
	First year annual fee waiver
Product Terms and Conditions

Mobile Account Opening

Mobile Account Opening

Open a Citigold and designated credit card
to get up to 2 business class tickets to Europe
to enjoy a comfortable journey with your loved ones
and HK$27,500 cash rebate

Citigold Exclusive Offers

To borrow or not to borrow? Borrow only if you can repay!

New Funds, Product Balance Offer and Stock Transfer-in Offer

Exclusive Welcome Offer

Trusted Advisory

Next Generation

Advisory Tool

Global Insight

FX Offer

Foreign Exchange Offer

Refer your friends now

Payroll Account Offer

Open an account in 3 steps

Mobile Account Opening

Mobile Account Opening

Open a Citigold and designated credit card to get up to 2 business class tickets to Europe to enjoy a comfortable journey with your loved ones and HK$27,500 cash rebate

Citigold Exclusive Offers

To borrow or not to borrow? Borrow only if you can repay!

New Funds, Product Balance Offer and Stock Transfer-in Offer

Exclusive Welcome Offer

Trusted Advisory

Next Generation

Advisory Tool

Global Insight

FX Offer

Foreign Exchange Offer

Refer your friends now

Payroll Account Offer

Open an account in 3 steps

Open a Citigold and designated credit card
to get up to 2 business class tickets to Europe
to enjoy a comfortable journey with your loved ones
and HK$27,500 cash rebate