INVESTING GLOBALLY

All services provided under Global Banking Services are subject to availability and local regulatory restrictions and Citibank (Hong Kong) Limited does not guarantee the availability of any of these services in any markets Citibank operates. Citibank reserves the right to change Global Banking Services product offerings without prior notice to clients. Global Banking Services are applicable to designated regions only. Some regions are exempted from providing part of the services and some services are only applicable to Citigold clients. Please refer to the Terms & Conditions of Global Banking Services stated below.

Citibank Global Transfer

Applicable to handling fees incurred by Citibank (HK) Ltd only. For incoming fund transfers from overseas Citibank branches, please refer to each originating country's fees and charges.

This service is only applicable to clients of Citibank (Hong Kong) Limited. Transaction screening may apply, this may lead to the delay of the transaction.

If the transaction involves currency conversion, such currency conversion will be converted at the prevailing exchange rate for this service as determined by the Bank on the conversion day.

Global View of Accounts

Global View of Accounts is a service under Citibank Global Banking that provides Citigold clients with an online view only summary of their multi-country Citibank accounts, from their home country. Through Global View of Accounts, a client's internet home page in their home country will provide a view only account summary for each country registered where the client has a Citibank banking relationship. The client can then further launch the internet banking session of any other registered country with a single click and through the provision of his logon credentials of that respective country, perform banking activities in that country.

Other remarks

For Citibanking clients, if the "Average Daily Combined Balance" in the previous month falls below HK$10,000 (equivalent to US$1,300), a monthly service fee of HK$100 will be charged (the monthly service fee for International Personal Banking clients is HK$400 or equivalent to US$51).

For Citigold clients, if the "Average Daily Combined Balance" falls below HK$1,000,000 (equivalent to US$130,000) for 3 months, a monthly service fee of HK$300 will be charged (the monthly service fee for International Personal Banking clients is HK$500 or equivalent to US$64).

The "Average Daily Combined Balance" is calculated based on the sum of your daily balances of deposit, investment and accumulated paid premium of selected insurance products of all your single name account(s) and joint name account(s), divided by the number of days in the month. Selected insurance products mean insurance policy(ies) with saving element or investment-linked insurance. For insurance policy(ies) with saving element, accumulated paid premium means total premium paid minus value of outstanding policy loan. For investment-linked insurance policy(ies) accumulated paid premium means total premium paid minus value of fund sold. For the fees of individual service, please refer to the latest service fee guide.

Important Notice:

This webpage is for information purpose only and does not constitute any offer or solicitation or advice to buy or sell any security. Investments are not bank deposits and are not obligations of, guaranteed or insured by Citibank (Hong Kong) Limited, Citibank N.A., Citigroup Inc. or any of its affiliates or subsidiaries, or by any local governmental or insurance agency, and involve risks, including the possible loss of the principal amount invested. Share prices may go down as well as up. Investment products are not available for U.S. persons and might only be applicable to limited jurisdiction. Any person considering an investment should seek independent advice on the suitability or otherwise of the particular investment.

The English version of these Terms & Conditions shall prevail wherever there is a discrepancy between the English & Chinese versions.