Citibank offers a range of savings and checking (current) accounts that enable you to easily accumulate capital and manage your finances.
With a Citibank checking or savings account, access funds anywhere through a wide network of branches and ATMs, open a long-term deposit, transfer funds to other accounts and do more with ease. Enjoy a safe and convenient banking experience when you open a Citibank savings account or a checking account. Also, enjoy round-the-clock online banking and 24-hour CitiPhone banking facilities with Citibank.
Application Hotline: (852) 2860 0333(852) 2860 0333.
Apply online to enjoy an extra offer of
up to HK$700 cash rebate
New Funds Offer
| New Funds (HKD or equivalent) | Cash Rebate (HK$) | |
|---|---|---|
| Citigold® | ≥ HK$5,000,000 | HK$16,000 |
| ≥ HK$2,500,000 | HK$10,000 | |
| ≥ HK$1,500,000 | HK$5,000 |
Get more from your savings with Citibank Savings Account. Managing your savings becomes delightfully simple and convenient with our Saving Account services. Earn daily compound interest and enjoy a host of other services designed to help you manage your money flexibly.
Savings Account Benefits
- Hong Kong Dollar, US Dollar and Renminbi Statement Savings for your selection
- Earn daily compound interest rates on your savings account
- Detailed monthly consolidated statement for you to keep track of your financial activities and balances
- The account can be accessed through Citibank® Online and 24-Hour CitiPhone Banking
Citibank ® Checking (current) Account is a great enabler for your day-to-day transactions. We offer you both HKD and USD checking accounts to accommodate your financial needs. What's more, you can also enjoy No-Bounced-Check protection!
Checking Account Benefits
- Available for HKD or USD
- No-Bounced-Check Protection facility
- Detailed monthly consolidated statement
- Free access to accounts via CitiCard
- The account can be accessed through Citigold® Online/ Citibank® Online and 24-Hour CitiPhone Banking
More about "No-Bounced-Check Protection"
Citibank® offers you No-Bounced-Check protection from check returns in case of insufficient funds in your checking account.
- Applicable to Hong Kong Dollar Checking Account only
- Up to HK$5,000 protection for Citibanking® customers with average daily combined balance of HK$30,000 or above
- Up to HK$20,000 for Citigold® customers
At Citibank®, we understand there are times when you need to issue checks directly. That's why we offer the CheckLink Savings Account, which allows you to easily manage your everyday banking transactions and earn deposit interest at the same time.
CheckLink Savings Account Benefits
-
Earn interest with your checking account
The interest-bearing Citibank® CheckLink Savings Account is a class above conventional current accounts.
-
Make swift and hassle-free payments
Make payments by check anytime and save yourself the hassles of settling by cash.
-
Issue checks more easily
Checks will be automatically drawn from your Citibank® CheckLink Savings Account to help prevent bounced checks and penalty charges.
More about "No-Bounced-Check Protection"
Citibank® offers you No-Bounced-Check protection from check returns in case of insufficient funds in your checking account.
- Applicable to Hong Kong Dollar Checking Account only
- Up to HK$5,000 protection for Citibanking® customers with average daily combined balance of HK$30,000 or above
- Up to HK$20,000 for Citigold® customers
Important Notice:Important Notice:
The Bank reserves the right to return checks and to impose relevant service charge(s) when the checks are
returned due to technical errors, or when they are drawn from accounts with insufficient funds, altered
without authorization, post-dated or out of date.
| Checks Deposited on | Funds available | |
|---|---|---|
| HKD checks clearing schedule | Monday to Friday | After 3:30 pm on the next business day |
| USD # checks clearing schedule | Monday to Friday | After 3:30 pm on the next business day * |
The reference to "business day" means a day, other than the Saturday, Sunday or public holiday, on which
banks are opened for general business in Hong Kong.
| # | Deposit of USD checks to USD Currency Manager Account is not applicable on US Holiday. |
| * | If the business day is US Holiday, the funds available day of the USD checks deposit to USD Currency
Manager Account will be postponed to the next non-US Holiday business day. |
| For details and charges on the stop check instruction and return checks, please refer to the Terms and Conditions for Accounts and Services and Citibank Service Fees booklet. | |
- A minimum amount of HK$10,000 is required to establish a MaxiSavings account.
- MaxiSavings consists of MaxiSavings - TD ("Non-fixed Deposit") and MaxiSavings - Checking ("Checking") accounts.
- Non-fixed Deposit is a time deposit which allows partial withdrawal before maturity day. All partial withdrawal before maturity day must be done via Checking account in HK$1,000 or its multiples. If customer holds more than one Nonfixed Deposit, we will select the one with the least interest loss per withdrawal unit for customer's withdrawal.
- The interest of partial withdrawn amount will be calculated at Pre-Termination Interest Rate from the day of the funds are deposited into the Non-fixed Deposit account until the day before withdrawal. It will be credited to Checking account on the next business day after withdrawal.
- The final balance under Non-fixed Deposit on maturity day will earn the Contract Interest Rate.
- The interest rate for any remaining balance in the Checking account after withdrawal is the same as that for normal Checking account.
- If the remaining balance of Non-fixed Deposit is less than HK$1,000 after withdrawal, this balance will also be transferred to Checking account automatically.
- Only Non-fixed Deposit and Checking accounts with the same account holder can be linked to enjoy withdrawal facility through the Checking account. One Checking account can be linked to one or several Non-fixed Deposit with different tenor in one account with the same currency. However, any such linked MaxiSavings CANNOT be charged or otherwise used as security for another banking product.
- Upon maturity, Non-fixed Deposit will be disposed to designated account or rolled over based on customer instruction where the interest rate is determined at the time of transaction day.
- The MaxiSavings account opening will normally be completed within 5 business days from receipt of application. Interest will be calculated from the day the funds are available in the Non-fixed Deposit account upon the day of successful check clearance or fund transfer.
- If the MaxiSavings account is terminated before the maturity day, an account closure fee of HK$500 will apply.
- This offer cannot be used in conjunctions with other offers.
- Bank draft or personal check which is drawn on overseas will not be accepted.
- The Terms and Conditions of MaxiSavings shall be in addition and supplementary to and not in substitution or in derogation of the Terms and Conditions for Accounts and Services and all other Terms and Conditions applicable to the customer from time to time. In case of any inconsistency between the Terms and Conditions of MaxiSavings and the Terms and Conditions for Accounts and Services, the Terms and Conditions herein contained shall prevail. Citibank (Hong Kong) Limited and/ or Citibank, N.A. reserves the right to amend the Terms and Conditions without prior notice. All matters or disputes will be subject to the final decision of Citibank (Hong Kong) Limited and/ or Citibank, N.A. Products might only be applicable to limited jurisdictions.
- If there is any inconsistency between the English version and the Chinese version, the English version shall prevail.