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Useful Information
For a mortgage application form, the documents required, plus mortgage fees and charges, please refer to the below:
The following are examples of documents required by the bank for a mortgage application:
If applying in the name of an individual:
- HKID or passport of borrower and guarantor (if applicable)
- Provisional and Purchase Agreement (for new purchase)
- Latest repayment schedule or latest three months' mortgage repayment record (for cash out remortgage)
- Latest three months' payroll record shown on bank passbook or statement
- Latest tax demand note / latest tax return / employment letter
If applying in the name of a shell company*:
- HKID or passport of personal guarantee shareholder
- Provisional and Purchase Agreement (for new purchase)
- Latest repayment schedule or latest three months' mortgage repayment record (for cash out remortgage)
- Business Registration / Certificate of Incorporation
- List of Directors / Records documenting the transfer of shares
- Documents showing share distribution
*
Applications in the name of a shell company are not accepted under the Mortgage Insurance Program.
Remarks: The documents listed above are for reference only. Citibank has the right to request additional documents depending on the information provided by each applicant. Please contact Citibank for details.
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