1. | Assuming that the insured is a man aged 18 years old, who is insured with the AIA Voluntary Medical Insurance Standard Plan, the first policy year annual premium is HK$1,734.40. Online insurance is only applicable to 18 years old or above |
2. | You can make claims up to the annual benefit limit of HK$420,000. This limit replenishes each policy year. |
Notes: | |
3. | Hong Kong Federation of Insurers, Medical Claims Statistics 2017. |
4. | You can make claims up to the annual benefit limit of HKD420,000. This limit replenishes each policy year. |
5. | The above-mentioned common cancers include the average treatment cost of colorectal cancer, lung cancer, breast cancer and liver cancer during a 5-year rehabilitation period. Colon cancer, lung cancer, breast cancer and liver cancer are the most common cancers in 2016 (Source: Hospital Authority website, Hong Kong Cancer Data Statistics Centre 2016 data). Source: Union Hospital Fee Schedule (updated on January 15, 2018), Hong Kong Sanatorium and Hospital Fee Schedule (updated on August 1, 2018), Hong Kong Breast Cancer And Disease Centre and Cancer Fund and media reports. The information was based on the research in critical illnesses and medical expenses in Hong Kong (data collected in December 2018) conducted by GfK, an independent market research company appointed by AIA. The above information was gathered from external sources on a general basis and is for reference only. |
6. | AIA and its intermediaries do not provide tax advice, for details on tax deductions, please visit www.vhis.gov.hk, www.ia.org.hk or www.ird.gov.hk and consult your own tax and accounting advisors for tax advice. |
Insured person’s age at policy application
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Total fees: HKD$246,908 |
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Total fees: HKD$82,740 |
Note: Case assumption - Policy anniversary date and date of birth of insured person is 1st January
^ Prescribed diagnostic imaging tests are subject to 30% coinsurance. |
Source of Information: The information is extracted from AIA’s research of critical illnesses and medical expenses by GfK Hong Kong, an independent market research company. (Dated March 2019) - Fees and charges from the Union Hospital, Hong Kong Sanatorium & Hospital, St. Paul’s Hospital, Gleneagles Hong Kong Hospital, St.Teresa’s Hospital, Precious Blood Hospital (Caritas), press release from the Government of Hong Kong Special Administrative Region, Hong Kong Cancer Fund, ESDlife, and Hong Kong Education City Limited. |
You should read the product brochure and other product documents and understand
the product's features and risks before proceeding with the application.
Benefit item | Benefit Limit (HKD) |
---|---|
Room and board (per day) | $750(Maximum 180 days per policy year) |
Miscellaneous charges (per policy year) | $14,000 |
Attending doctor's visit fee (per day) | $750(Maximum 180 days per policy year) |
Specialist's fee (per policy year) | $4,300 |
Intensive care (per day) | $3,500(Maximum 25 days per policy year) |
Surgeon's fee (per surgery) subject to surgical category for the surgery/ procedure in the Schedule of Surgical Procedures |
Complex $50,000 Major $25,000 Intermediate $12,500 Minor $5,000 |
Anaesthetist's fee | 35% of surgeon's fee payable |
Operating theatre charges | 35% of surgeon's fee payable |
prescribed diagnostic imaging tests (per policy year) | $20,000 subject to 30% coinsurance |
Prescribed non-surgical cancer treatments (per policy year) | $80,000 |
Pre- and post-confinement/day case procedure outpatient care (per visit) | $580 up to HKD3,000 per policy year |
Psychiatric treatments (per policy year) | $30,000 |
You should read the product brochure and other product documents and understand
the product's features and risks before proceeding with the application.
Beside Standard scheme, AIA also provides you with a more comprehensive plan to protect you. The AIA Voluntary Health Insurance Prime Scheme allows you to enjoy superb medical cover throughout Asia with lifetime guaranteed renewal. Enjoy full reimbursement with no itemized benefit sublimit for major medical expenses, hospital stays in a semi-private room and extended caring protection.