Remarks:
Welcome offer is only applicable to applicants who currently do not hold and/or have not held any principal card of Citi Credit Card and/or Citi Private Label Card issued by Citibank (Hong Kong) Limited and/or principal card of Diners Club Card issued by Diners Club International (HK) Limited within the past 12 months from the date of card issuance ("New Customers").

"Citi Clear Card Cash Rebate Program" Terms & Conditions:

1. Citi Clear Card Cash Rebate Program ("Cash Rebate Program") applies to the principal and supplementary cardholders ("Cardholders") of Citi Clear Card issued by Citibank (Hong Kong) Limited ("Citibank") ("Eligible Card") and is valid from September 27, 2013 until further notice.
2. 0.4% cash rebate ("Basic Cash Rebate") will be awarded to transactions charged in any currencies to the Eligible Card account ("Eligible Transactions").
3. 2% cash rebate ("Online Spending Cash Rebate"), including the 0.4% Basic Cash Rebate, will be awarded to online transactions charged in currencies other than Hong Kong dollars ("Eligible Online Transactions") to the Eligible Card account. Each Eligible Card account is entitled to receive Online Spending Cash Rebate for the first HK$10,000 (in equivalent foreign currencies) Eligible Online Transactions ("Online Spending Cash Rebate Cap") every statement cycle.
4. Basic Cash Rebate / Online Spending Cash Rebate applies to "Eligible Transactions" made by Citi Clear Card and the calculated rebate amount will be rounded to the nearest cent. Ineligible Transactions including but are not limited to, transactions through Faster Payment System (FPS) services, cash advances, withdrawal amount/loan amount under the Balance Transfer Program, Cash Conversion Program, “FlexiBill” Installment Program and “PayLite” Installment Program and Quick Cash Installment Program, payment to the Inland Revenue Department, online bill payment or utilities bill / insurance transactions made with Eligible Card via internet banking or online payment system, all payments made using mutual funds payment, fees & charges, casino transactions, Dynamic Currency Conversion transactions, i.e. transactions with conversion from a foreign currency into Hong Kong Dollars involved at the point of the transaction, unposted/cancelled/refunded transactions, other unauthorized transactions and fraud and abuse transactions. Citibank will use reasonable endeavors to collect and receive information mentioned in the transaction description as shared by network/transaction processor with Citibank to identify Octopus Add Value Service transactions.
5. Basic Cash Rebate/ Online Spending Cash Rebate awarded in respect of any supplementary Cardholders will be attributed to their principal Cardholders. For the avoidance of doubt, transactions made by principal and supplementary Cardholders under the same Eligible Card account are counted collectively in the calculation of the Online Spending Cash Rebate Cap.
6. Basic Cash Rebate/ Online Spending Cash Rebate will be credited to the Eligible Card account on the following statement of account when Eligible Transactions/ Eligible Online Transactions are posted to a statement of account. Basic Cash Rebate/ Online Spending Cash Rebate will be rounded up to the nearest cent and be used to settle outstanding balance excluding the Minimum Payment Due as well as new purchases.
7. In case of any Eligible Transactions/ Eligible Online Transactions in respect of which Basic Cash Rebate/ Online Spending Cash Rebate has been awarded are subsequently cancelled, refunded, found fraudulent or abused, Citibank reserves the absolute right to debit directly from the Eligible Card account the equivalent value of the Basic Cash Rebate/ Online Spending Cash Rebate awarded under this Cash Rebate Program, forfeit the Cardholder's eligibility to participate in this Cash Rebate Program, and/or suspend the Eligible Card account for investigation without prior notice.
8. Cash Rebate reversal will be applied in the statement cycle when reversal transaction is posted which differ from the statement cycle of corresponding purchase transaction. Accelerated/bonus Cash Rebate will be awarded only if cumulative value of new purchase transactions in the respective spend category is higher than the value of transactions reversed.
9. When an Eligible Card account is closed or suspended under whatever reason, any Basic Cash Rebate/ Online Spending Cash Rebate remaining in the Eligible Card account will be forfeited.
10. Unless otherwise specified, Basic Cash Rebate/ Online Spending Cash Rebate is not transferable and cannot be converted to cash or other offers.
11. To be eligible for this Cash Rebate Program, Eligible Card accounts should be valid, in good standing and in compliance with the conditions that may be imposed by Citibank from time to time.
12. Citibank Hong Kong and respective card associations may at our absolute discretion to suspend, deny or stop any transactions for observing the obligation to comply with applicable laws, regulations, subsidiary legislation, court orders, directives, guidelines and/or requirements of courts, regulatory authorities and government authorities (including the Hong Kong Monetary Authority and the Office of Foreign Assets Control of the United States Department of the Treasury) and any policies or guidelines of Citibank or Citigroup Organisation.
13. Citibank reserves the right to terminate this Cash Rebate Program or amend its terms and conditions at any time without prior notice.
14. All matters and disputes are subject to the final decision of Citibank.
15. In the event of any discrepancy between the English and Chinese versions of these terms & conditions, the English version shall prevail.