The stated total monthly fee, monthly repayment amount and APR are for REFERENCE only and the actual repayment liability depends on the actual terms of each borrowing arrangement; an APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualized rate. The monthly flat rate, total monthly fee, monthly repayment amount and APR are subject to Citibank’s final approval of loan amount and interest rate. An initial fee will be charged once which is not included in this calculator.

此網頁所述之每月行政費之總和、每月還款額及實際年利率僅供參考，實際還款細節取決於個別貸款之實際條款。實際年利率是一個參考利率，以年化利率展示出包括銀行產品的基本利率及其他費用與收費。月平息、每月行政費之總和、每月還款額及實際年利率視乎花旗銀行最終批核借貸金額及利率而定。此計算機並不包括一次性收取的首次行政費。

Options of 6/12/18/24/30/36/42/48/54/60-month repayment periods are available for Citi Credit Card "Quick Cash" Installment Program. Loan tenor of 54 & 60 months are only applicable for approved loan amounts of HK$80,000 and/or above.

Citi信用卡「Quick Cash」套現分期計劃提供6/12/18/24/30/36/42/48/54/60個月還款期。54及60個月還款期只適用於批核金額為HK$80,000或以上之交易。

Eligible Cardholder must apply the Loan with a minimum amount of HK$3,000 for Citi Credit Card "Quick Cash" Installment Program.

Citi信用卡「Quick Cash」套現分期計劃之借貸金額最低為HK$3,000。

Options of 6/12/18/24/30/36/42/48-month repayment periods are available for “FlexiBill” Installment Loan.

賬單「分期更好使」計劃提供6/12/18/24/30/36/42/48個月還款期。

Options of 3/6/12/18/24/30/36/42/48-month repayment periods are available for “PayLite” Installment Loan.

簽賬「分期更好使」計劃提供3/6/12/18/24/30/36/42/48個月還款期。

Eligible Cardholder must apply the Loan with a minimum amount of HK$200 for “FlexiBill” / “PayLite” Installment Loan.

賬單/簽賬「分期更好使」計劃之借貸金額最低為HK$200。